Business Insurance
Mandatory insurance requirements to provide services
Overview
Introduction
Insurance is an essential part of our risk management and helps us protect our employees and our services from potential liability, injury, or loss.
Insurance Types
Insurance is an essential part of our risk management and helps us protect our employees and our services from potential liability, injury, or loss.
Insurance Types
- Public liability insurance - Insurance that protects HWH from claims of negligence made by third parties concerning injury or property damage arising from our services
- Professional indemnity insurance - protects employees against claims for breach of professional duty arising out of any negligent act, error or omission committed or alleged to have been committed while providing services.
- Workers' compensation insurance - covers expenses such as wages and medical bills if an employee is injured at work.
Applies to
- management and administration of the service
- key management personnel.
Related Items:
- Workers Compensation - Certificate of Currency
- Public Liability Insurance
- Professional Indemnity Insurance
Policy
Required Insurance Policies
The following are required insurance policies:
The following are required insurance policies:
- public liability insurance
- professional indemnity insurance
- workers compensation insurance (when employing workers).
Insurer requirements
All insurers must be recognised by the Australian Prudential Regulation Authority (APRA) or regulated by a state or territory Auditor-General.
All insurers must be recognised by the Australian Prudential Regulation Authority (APRA) or regulated by a state or territory Auditor-General.