1. Download the Proton VPN to your mobile phone (only for residents of the U.S. & Canada):

https://protonvpn.com

Use the Free version to connect to a non-North American location.

2. Once you're connected though the VPN, go to the Neobank Telegram app url:

https://t.me/aurumneobankbot

3. Click the blue "Open APP" button on the bottom.

4. Follow the step-by-step instructions in this video: 

https://vimeo.com/1133725562